ENVA - Enova International, Inc trade ideas

Fundamentals:
Basic Info:
  • Market Cap: 1.33B
  • Exchange: NYSE
  • Shares Float: 32,984,100
  • Shares Outstanding: 36,873,900
  • Number of Employees: 1,549
  • Book value per share: 29.66
Advanced Info:
  • ROE ttm: 61.20 %
  • ROA ttm: 24.20 %
  • Beta: 1.718
  • EPS: 13.57
  • Debt Ratio ttm: 0.54
  • Debt / Equity Ratio ttm: 1.19
  • Payout Ratio ttm:
Cash Ratios:
  • Cash Ratio ttm: 2.81
  • Current Ratio ttm: 13.55
  • Quick Ratio ttm: 13.17
Key Ratios:
  • P/E trailing 12 month: 2.77
  • P/E forward: 6.25
  • P/E trailing 12m high: 3.15
  • P/E trailing 12m low: 1.19
  • P/S trailing 12 month: 1.34
  • EV/S trailing 12 month: 2.03
  • P/B trailing 12 month: 1.2
  • PEG ratio:
  • Free Cash Flow Yield (FCF/EV): 26.24%
Shorts:
  • Shares Short: 1,605,100
  • Shares Short Prev Month: 1,635,200
  • Days to Cover: 8.63
  • Short Percent Float: 4.87 %
  • Short Percent Outstanding: 4.00 %
Ownership:
  • Percent Insiders: 2.28 %
  • Percent Institutions: 88.89 %
Margins:
  • Gross Profit Margin ttm: 93.00 %
  • EBITDA Margin ttm:
  • Operating Margin ttm: 50.50 %
  • Net Income Margin ttm: 48.00 %
Target Prices:
  • Target Price High: 48 USD
  • Target Price Low: 40 USD
  • Target Price Mean: 43.25 USD
  • Number of Analysts: 4
Key Prices:
  • 52 Week High: 41.06
  • 52 Week Low: 15.5
  • 50 Day Moving Average: 33.78
  • 200 Day Moving Average: 34.07
Dividends:
  • Trailing Dividend yield:
  • Forward Dividend yield:
  • Payout Ratio:
  • Ex-Dividend date: None
Current Quarter Estimates:
  • Current Quarter EPS estimate: 0.8 ~ 1.63 (2021-09-30)
  • Current Quarter revenue estimate: 273.04M ~ 308.49M
  • Median revenue growth YoY estimate: 42.15%
As of: 2021-10-16
Next Quarter Estimates:
  • Login to see the next quarter estimates
  • Login
Latest News:
Sum Up The Parts: IJS Could Be Worth $117Nasdaq2021-10-12 15:33:20 EDT
Notable Enova International Insider Makes $750K SaleBenzinga2021-10-12 14:52:25 EDT
Top Ranked Value Stocks to Buy for October 1stNasdaq2021-10-01 13:29:00 EDT
Form 424B3 OppFi Inc.StreetInsider.com2021-09-28 10:11:05 EDT
FinVolution to be included in FTSE Russell IndexesSeeking Alpha2021-09-16 07:00:00 EDT
Form N-CSRS FIRST TRUST EXCHANGE-TRA For: Jun 30StreetInsider.com2021-09-07 14:12:22 EDT
Form N-CSRS NORTHERN LIGHTS FUND For: Jun 30StreetInsider.com2021-09-03 18:33:28 EDT
LexinFintech downgraded by CLSA to Outperform from BuySeeking Alpha2021-08-26 07:00:00 EDT
LexinFintech Q2 Earnings PreviewSeeking Alpha2021-08-24 07:00:00 EDT
Chinese fintech stocks drive higher as regulatory fears easeSeeking Alpha2021-08-24 07:00:00 EDT
FinVolution Group reports Q2 results (NYSE:FINV)Seeking Alpha2021-08-23 07:00:00 EDT
Form N-CSRS Legg Mason Global Asset For: Jun 30StreetInsider.com2021-08-20 14:33:44 EDT
Form N-PX STERLING CAPITAL FUNDS For: Jun 30StreetInsider.com2021-08-10 13:47:17 EDT
Form N-CSRS 360 Funds For: May 31StreetInsider.com2021-08-09 16:44:04 EDT
Why You Shouldn't Bet Against Enova (ENVA) StockZacks Investment Research2021-06-28 09:46:27 EDT
Enova International (ENVA) Just Overtook the 20-Day Moving AverageZacks Investment Research2021-06-09 09:01:04 EDT
Enova International (ENVA) Stock Sinks As Market Gains: What You Shoul...Zacks Investment Research2021-06-04 18:47:14 EDT
Is Enova International (ENVA) a Great Stock for Value Investors?Zacks Investment Research2021-06-02 10:31:23 EDT
Enova: More Than Just A Simple Loan ProviderSeeking Alpha2021-05-16 16:50:01 EDT
Enova International (ENVA) Crossed Above the 50-Day Moving Average: Wh...Zacks Investment Research2021-05-14 09:01:05 EDT
Enova International (ENVA) Q1 Earnings Surpass EstimatesZacks Investment Research2021-04-29 19:32:09 EDT
Enova (ENVA) to Report Q1 Earnings: What's in the Cards?Zacks Investment Research2021-04-28 10:02:23 EDT
Has Enova International (ENVA) Outpaced Other Finance Stocks This Year...Zacks Investment Research2021-04-26 12:01:10 EDT
Enova International (ENVA) Earnings Expected to Grow: Should You Buy?Zacks Investment Research2021-04-22 13:32:06 EDT
Is Enova International (ENVA) a Great Value Stock Right Now?Zacks Investment Research2021-04-16 12:51:25 EDT
Is Enova International (ENVA) Outperforming Other Finance Stocks This ...Zacks Investment Research2021-04-08 12:07:05 EDT
New Strong Buy Stocks for April 6thZacks Investment Research2021-04-06 13:41:19 EDT
Top Ranked Value Stocks to Buy for April 1stZacks Investment Research2021-04-01 13:38:19 EDT
New Strong Buy Stocks for April 1stZacks Investment Research2021-04-01 08:20:09 EDT
Enova International Inc.Wall Street Journal2021-02-15 15:59:00 EDT
Enova International: A Recovery Value PlaySeeking Alpha2021-02-12 14:49:00 EDT
Is Enova International (ENVA) Stock Undervalued Right Now?Business Insider2021-02-10 22:08:00 EDT
ENVA: Raising target price to $30.00Yahoo Finance2021-02-09 16:01:00 EDT
Enova International Inc (ENVA) Q4 2020 Earnings Call TranscriptBusiness Insider2021-02-05 05:30:00 EDT
Enova International (ENVA) Q4 Earnings Top EstimatesBusiness Insider2021-02-04 19:57:00 EDT
Enova International: Q4 Earnings InsightsBenzinga.com2021-02-04 14:39:00 EDT
Enova Reports Fourth Quarter and Full Year 2020 ResultsBusiness Insider2021-02-04 13:24:00 EDT
Enova International, Inc. to Host Earnings CallMarketWatch2021-02-04 07:16:00 EDT
Click to expand the area.
Income Statements:
ENVA - Enova International, Inc Income Statement
Unit: (milllion USD)2018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q2
Qtr Revenue293.88312.60293.18285.70329.51266.36362.25253.06204.54263.85259.44264.72
Rev Growth yoy34.88 %28.27 %15.29 %12.79 %12.13 %-14.79 %23.56 %-11.42 %-37.93 %-0.94 %-28.38 %4.61 %
Cost of Revenue163.76177.19139.04138.30171.27154.29235.72120.6722.7820.3521.085.59
Gross Profit130.12135.41154.14147.40158.25112.08126.53132.39181.77243.50238.37259.13
Gross Profit Mgn44.28 %43.32 %52.57 %51.59 %48.02 %42.08 %34.93 %52.32 %88.86 %92.29 %91.88 %97.89 %
Research and Development000000000000
Selling & Marketing Expense36.0132.1423.6631.9036.9922.5734.562.994.6327.6128.5755.25
General & Administrative Expense52.6258.9759.1761.2963.109.9159.2238.8451.3687.4779.7273.71
Interest Expense20.2420.0819.5018.1118.2319.7620.3820.3718.6327.3019.9119.42
Operating Expense92.3294.9487.0297.13103.8135.7097.4445.8359.76123.36114.91136.42
Operating Income37.8040.4767.1250.2754.4476.3829.0986.56122.01120.14123.45122.71
Operating Mgn12.86 %12.95 %22.89 %17.6 %16.52 %28.68 %8.03 %34.2 %59.65 %45.53 %47.58 %46.35 %
Net Income15.308.6735.0225.0627.09-50.555.4648.0393.67230.6975.9280.18
Net Income Mgn5.21 %2.77 %11.94 %8.77 %8.22 %-18.98 %1.51 %18.98 %45.79 %87.43 %29.26 %30.29 %
Crafted by @tradeideashq with 💡
Cashflow Statements:
ENVA - Enova International, Inc Cashflow Statement
Unit: (million)2018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q2
Operating Cashflows172.44216.68221.08193.68191.15242.73252.51230.93139.79117.64117.03102.90
Financing Cashflows174.83-118.75-77.91-5.9186.4492.8757.34-199.23-44.21-349.87-67.66152.25
Investing Cashflows-233.57-203.78-104.16-214.98-267.85-354.41-186.88129.5374.4866.45-44.45-182.49
Total Capital Expenditures4.244.784.886.025.553.605.167.567.129.667.117.30
Changes In Cash11.07135.4139.0119.0421.53146.84122.9748.0393.68-165.784.9280.55
Free Cash flow168.21211.90216.20187.66185.59239.13247.36223.37132.67107.98109.9295.61
Crafted by @tradeideashq with love 💡
Balance Sheets:
ENVA - Enova International, Inc Balance Sheet
Unit: (milllion)2018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q2
Total Assets1426.271334.351344.541390.301506.961574.351733.301578.971634.162108.072133.642394.79
Intangible Assets270.54270.27270.00269.73269.46269.20269.79269.52269.49293.98320.43318.75
Goodwill267.01267.01267.01267.01267.01267.01267.87267.87267.87267.97279.27279.27
Current Assets164.1252.9292.8365.5069.9435.90161.08321.47490.03297.27324.33394.35
Current Cash164.1228.1157.7233.8528.8635.90161.08321.47490.03297.27324.33394.35
Account Receivables0.000.000.000.000.000.000.000.000.000.000.000.00
Inventory0.000.000.000.000.000.000.000.000.000.000.000.00
Total Liabilities1073.60986.58965.33983.851072.991197.741295.091102.751060.471189.241128.031300.03
Account Payables0.000.000.000.000.000.000.000.000.000.000.000.00
Short Term Debt0.002.170.000.000.001.510.000.000.001.510.000.00
Long Term Debt951.09857.93791.91785.50873.74991.181091.73906.59863.47946.46874.511028.49
Current Ratio2.150.591.060.550.570.291.683.675.332.352.572.81
Debt Ratio0.670.640.590.560.580.630.630.570.530.450.410.43
Debt/Equity Ratio2.702.472.091.932.012.642.491.901.511.030.870.94
Crafted by @tradeideashq with 💡
Latest Posts:
Not available at this time..
Enova International, Inc
(NYSE:ENVA)
Enova International, Inc

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; income share agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as ...
Sector: Financial Services
Industry: Credit Services
Full Time Employees: 1,549
Next Earnings Date: 2021-10-26
Keywords: enova international
1.5K Followers
347 Followers
Avg: 
 311 review, 34 jobs
Stock Price:
ENVA - Enova International, Inc Stock Price
Basic Info:
  • Market Cap: 1.33B
  • Exchange: NYSE
  • Shares Float: 32,984,100
  • Shares Outstanding: 36,873,900
  • Number of Employees: 1,549
  • Book value per share: 29.66
Advanced Info:
  • ROE ttm: 61.20 %
  • ROA ttm: 24.20 %
  • Beta: 1.718
  • EPS: 13.57
  • Debt Ratio ttm: 0.54
  • Debt / Equity Ratio ttm: 1.19
  • Payout Ratio ttm:
Cash Ratios:
  • Cash Ratio ttm: 2.81
  • Current Ratio ttm: 13.55
  • Quick Ratio ttm: 13.17
Key Ratios:
  • P/E trailing 12 month: 2.77
  • P/E forward: 6.25
  • P/E trailing 12m high: 3.15
  • P/E trailing 12m low: 1.19
  • P/S trailing 12 month: 1.34
  • EV/S trailing 12 month: 2.03
  • P/B trailing 12 month: 1.2
  • PEG ratio:
  • Free Cash Flow Yield (FCF/EV): 26.24%
Shorts:
  • Shares Short: 1,605,100
  • Shares Short Prev Month: 1,635,200
  • Days to Cover: 8.63
  • Short Percent Float: 4.87 %
  • Short Percent Outstanding: 4.00 %
Ownership:
  • Percent Insiders: 2.28 %
  • Percent Institutions: 88.89 %
Margins:
  • Gross Profit Margin ttm: 93.00 %
  • EBITDA Margin ttm:
  • Operating Margin ttm: 50.50 %
  • Net Income Margin ttm: 48.00 %
Target Prices:
  • Target Price High: 48 USD
  • Target Price Low: 40 USD
  • Target Price Mean: 43.25 USD
  • Number of Analysts: 4
Key Prices:
  • 52 Week High: 41.06
  • 52 Week Low: 15.5
  • 50 Day Moving Average: 33.78
  • 200 Day Moving Average: 34.07
Dividends:
  • Trailing Dividend yield:
  • Forward Dividend yield:
  • Payout Ratio:
  • Ex-Dividend date: None
Current Quarter Estimates:
  • Current Quarter EPS estimate: 0.8 ~ 1.63 (2021-09-30)
  • Current Quarter revenue estimate: 273.04M ~ 308.49M
  • Median revenue growth YoY estimate: 42.15%
As of: 2021-10-16
Next Quarter Estimates:
  • Login to see the next quarter estimates
  • Login
Click to expand the area.
Analyst Consensus:
ENVA - Enova International, Inc Analyst Opinions
Target high: 48 USD
Target low: 40 USD
Average: 43.25 USD based on 4 analysts as of 2021-10-02

Crafted by @tradeideashq with ❤️
Analyst Trends:
ENVA - Enova International, Inc Analyst Trends
Target high: 48 USD
Target low: 40 USD
Average: 43.25 USD based on 4 analysts as of 2021-10-02
Crafted by @tradeideashq with 💡
Website Ranking Analysis:
ENVA - Enova International, Inc Website Ranking Analysis
Crafted by @tradeideashq with 💡
Google Trends Analysis:
ENVA - Enova International, Inc Google Trends Analysis
Keyword: Enova International
Crafted by @tradeideashq with ❤️
Employees Analysis:
ENVA - Enova International, Inc Employees Analysis
Generated by @tradeideashq with 💡
Institution & Insiders Analysis:
ENVA - Enova International, Inc Ownership Analysis
Crafted by @tradeideashq with 💡
Debt & Cash Analysis:
ENVA - Enova International, Inc Cash Analysis (unit: milllion)
Crafted by @tradeideashq with 💡
Short Analysis:
ENVA - Enova International, Inc  Short Analysis
Crafted by @tradeideashq with 💡
Margins and Revenue:
ENVA - Enova International, Inc Revenue and Margins Analysis
Generated by @earningsfly with ❤️
Income Statement Analysis:
ENVA - Enova International, Inc Income Statement
Unit: (milllion USD)2020Q32020Q42021Q12021Q2
Qtr Revenue204.54263.85259.44264.72
Rev Growth yoy-37.93 %-0.94 %-28.38 %4.61 %
Cost of Revenue22.7820.3521.085.59
Gross Profit181.77243.50238.37259.13
Gross Profit Mgn88.86 %92.29 %91.88 %97.89 %
Research and Development0000
Selling & Marketing Expense4.6327.6128.5755.25
General & Administrative Expense51.3687.4779.7273.71
Interest Expense18.6327.3019.9119.42
Operating Expense59.76123.36114.91136.42
Operating Income122.01120.14123.45122.71
Operating Mgn59.65 %45.53 %47.58 %46.35 %
Net Income93.67230.6975.9280.18
Net Income Mgn45.79 %87.43 %29.26 %30.29 %
Crafted by @tradeideashq with 💡
Earnings Estimate Analysis:
ENVA - Enova International, Inc EPS Estimates
Current Qtr Estimate (dashed line): 1.11
Generated by @earningsfly with ❤️
Cashflow Analysis:
ENVA - Enova International, Inc Cashflow Statement
Unit: (million)2020Q32020Q42021Q12021Q2
Operating Cashflows139.79117.64117.03102.90
Financing Cashflows-44.21-349.87-67.66152.25
Investing Cashflows74.4866.45-44.45-182.49
Total Capital Expenditures7.129.667.117.30
Changes In Cash93.68-165.784.9280.55
Free Cash flow132.67107.98109.9295.61
Crafted by @tradeideashq with love 💡