OPRT - Oportun Financial Corporation trade ideas

Fundamentals:
Basic Info:
  • Market Cap: 712.12M
  • Exchange: NASDAQ
  • Shares Float: 19,145,600
  • Shares Outstanding: 28,047,200
  • Number of Employees: 2,937
  • Book value per share: 17.28
Advanced Info:
  • ROE ttm: 2.71 %
  • ROA ttm: 0.61 %
  • Beta: 1.387
  • EPS: 0.436
  • Debt Ratio ttm: 0.78
  • Debt / Equity Ratio ttm: 3.59
  • Payout Ratio ttm:
Cash Ratios:
  • Cash Ratio ttm:
  • Current Ratio ttm:
  • Quick Ratio ttm:
Key Ratios:
  • P/E trailing 12 month: 55.91
  • P/E forward:
  • P/E trailing 12m high: 57.76
  • P/E trailing 12m low: 28.63
  • P/S trailing 12 month: 1.62
  • EV/S trailing 12 month:
  • P/B trailing 12 month: 1.48
  • PEG ratio:
  • Free Cash Flow Yield (FCF/EV):
Shorts:
  • Shares Short: 227,220
  • Shares Short Prev Month: 233,980
  • Days to Cover: 3.81
  • Short Percent Float: 1.19 %
  • Short Percent Outstanding: 1.00 %
Ownership:
  • Percent Insiders: 10.52 %
  • Percent Institutions: 80.11 %
Margins:
  • Gross Profit Margin ttm: 26.00 %
  • EBITDA Margin ttm: 40.00 %
  • Operating Margin ttm: -6.76 %
  • Net Income Margin ttm: 3.00 %
Target Prices:
  • Target Price High: 27 USD
  • Target Price Low: 25 USD
  • Target Price Mean: 25.83 USD
  • Number of Analysts: 6
Key Prices:
  • 52 Week High: 26.23
  • 52 Week Low: 13
  • 50 Day Moving Average: 24.89
  • 200 Day Moving Average: 22.04
Dividends:
  • Trailing Dividend yield:
  • Forward Dividend yield:
  • Payout Ratio:
  • Ex-Dividend date: None
Current Quarter Estimates:
  • Current Quarter EPS estimate: 0.43 ~ 0.46 (2021-09-30)
  • Current Quarter revenue estimate: 149.57M ~ 157.20M
  • Median revenue growth YoY estimate: 63.65%
As of: 2021-10-17
Next Quarter Estimates:
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Latest News:
Oportun Accelerates Nationwide ExpansionStreetInsider.com2021-10-06 12:04:48 EDT
Katapult to integrate with alesforce commerce cloudSeeking Alpha2021-09-30 13:40:00 EDT
Oportun Financial Corporation (OPRT) Q2 Earnings and Revenues Surpass ...Zacks Investment Research2021-08-05 21:17:36 EDT
Oportun Financial Corporation (OPRT) Surges 10.3%: Is This an Indicati...Zacks Investment Research2021-05-10 08:16:10 EDT
Oportun Financial Corporation (OPRT) Q1 Earnings Surpass EstimatesZacks Investment Research2021-05-06 20:17:13 EDT
Oportun Financial Corporation (OPRT) Beats Q4 Earnings and Revenue Est...Zacks Investment Research2021-02-18 18:10:20 EDT
Oportun Financial: Q4 Earnings InsightsBenzinga.com2021-02-18 14:14:00 EDT
Oportun Financial Corp OPRTMorningstar%2c Inc.2021-02-15 15:59:00 EDT
Oportun Financial Corp.Barron's2021-01-07 16:00:00 EDT
Oportun Financial CorpBloomberg L.P.2020-12-14 17:00:00 EDT
Oportun Financial Corporation (OPRT)Yahoo Finance2020-12-14 16:00:00 EDT
Is Oportun Financial (OPRT) A Good Stock To Buy Now?Insider Monkey2020-11-30 18:27:00 EDT
Bank Applications Get a Coronavirus BoostWall Street Journal2020-11-24 07:30:00 EDT
Oportun applies for national bank charterSeeking Alpha2020-11-24 05:46:00 EDT
Oportun Financial EPS misses by $0.16, beats on revenueSeeking Alpha2020-11-10 18:11:00 EDT
Oportun Reports Third Quarter 2020 Financial ResultsBusiness Insider2020-11-10 13:45:00 EDT
Oportun Financial Corporation Registered Shs - ProfileBusiness Insider2020-09-22 20:11:46 EDT
How a Styling Executive Fashioned His Path to the TopMorningstar%2c Inc.2020-09-18 21:28:00 EDT
Oportun Financial Corporation - common stockbenzinga.com2020-08-26 01:54:00 EDT
Oportun Financial EPS of -$1.29Seeking Alpha2020-08-06 13:55:00 EDT
Oportun Financial Corporation Common Stock (OPRT)Nasdaq2020-07-15 17:00:00 EDT
Oportun Provides Business UpdateYAHOO!2020-07-08 05:19:00 EDT
Do Hedge Funds Love Oportun Financial Corporation (OPRT)?Insider Monkey2020-06-22 11:26:00 EDT
OPRT Oportun Financial Corporation Common StockNasdaq2020-06-18 17:00:00 EDT
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Income Statements:
OPRT - Oportun Financial Corporation Income Statement
Unit: (milllion USD)2018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q2
Qtr Revenue109.68114.5798.2999.15114.04130.8880.6046.1293.73114.62110.24120.19
Rev Growth yoy % %-22.10 %-19.47 %3.97 %14.24 %-18.00 %-53.49 %-17.81 %-12.42 %36.78 %160.63 %
Cost of Revenue000000000000
Gross Profit000000000114.6200
Gross Profit Mgn0 %0 %0 %0 %0 %0 %0 %0 %0 %100 %0 %0 %
Research and Development000000000000
Selling & Marketing Expense20.8623.5321.2723.1024.7228.0724.8320.0620.6323.8523.8923.75
General & Administrative Expense52.6859.6757.4260.1275.3472.3973.7972.9680.9376.1082.3786.64
Interest Expense11.9313.3014.6214.6315.5015.7916.3615.1113.4113.4913.5012.16
Operating Expense0.000.000.000.000.00134.00181.00190.000.00126.000.000.00
Operating Income0000000000.2000
Operating Mgn0 %0 %0 %0 %0 %0 %0 %0 %0 %0.17 %0 %0 %
Net Income20.8425.2714.6113.7910.0323.16-13.30-34.25-6.058.513.027.25
Net Income Mgn19 %22.06 %14.87 %13.91 %8.79 %17.7 %-16.5 %-74.27 %-6.45 %7.43 %2.74 %6.03 %
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Cashflow Statements:
OPRT - Oportun Financial Corporation Cashflow Statement
Unit: (million)2018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q2
Operating Cashflows29.3837.9447.1851.5168.5551.1352.1241.9045.3913.4618.1635.68
Financing CashflowsNaNNaNNaNNaN193.8962.3157.18-182.95-105.6794.64-12.55205.24
Investing CashflowsNaNNaNNaNNaN-146.66-197.72-39.35132.9225.80-102.998.99-66.14
Total Capital Expenditures-2.55-8.17-4.74-5.737.038.727.087.225.806.506.527.45
Changes In CashNaNNaNNaNNaN-82.89-84.2869.95-51.80-43.645.1114.59-30.45
Free Cash flow26.8229.7742.4445.7861.5242.4145.0534.6739.596.9711.6328.23
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Balance Sheets:
OPRT - Oportun Financial Corporation Balance Sheet
Unit: (milllion)2019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q2
Total Assets2092.592201.872117.321974.621917.522009.051992.062221.48
Intangible Assets14.4618.3421.5724.7027.1127.4229.7132.48
Goodwill0.000.000.000.000.000.000.000.00
Current Assets155.8478.80147.13141.69110.76136.19140.42138.43
Current Cash154.5172.18144.84139.22109.66136.19140.42138.43
Account Receivables1.336.622.292.471.100.000.000.00
Inventory0.000.000.000.000.000.000.000.00
Total Liabilities1631.471713.111633.781520.291464.501542.681520.071737.15
Account Payables0.000.000.000.000.000.000.000.00
Short Term Debt0.0060.91279.0696.17191.18246.3864.810.00
Long Term Debt1113.161113.161113.161113.161113.161154.421329.411604.41
Current Ratio3.321.290.531.470.580.552.172.44
Debt Ratio0.530.530.660.610.680.700.700.72
Debt/Equity Ratio2.412.402.882.662.883.002.953.31
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Latest Posts:
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Oportun Financial Corporation
(NASDAQ:OPRT)
Oportun Financial Corporation

Oportun Financial Corporation provides financial services in the United States. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
IPO date: 2019-09-26
CEO: Raul Vazquez
Sector: Financial Services
Industry: Credit Services
Full Time Employees: 2,937
Next Earnings Date: 2021-11-09
Keywords: oportun financial
813 Followers
Stock Price:
OPRT - Oportun Financial Corporation Stock Price
Basic Info:
  • Market Cap: 712.12M
  • Exchange: NASDAQ
  • Shares Float: 19,145,600
  • Shares Outstanding: 28,047,200
  • Number of Employees: 2,937
  • Book value per share: 17.28
Advanced Info:
  • ROE ttm: 2.71 %
  • ROA ttm: 0.61 %
  • Beta: 1.387
  • EPS: 0.436
  • Debt Ratio ttm: 0.78
  • Debt / Equity Ratio ttm: 3.59
  • Payout Ratio ttm:
Cash Ratios:
  • Cash Ratio ttm:
  • Current Ratio ttm:
  • Quick Ratio ttm:
Key Ratios:
  • P/E trailing 12 month: 55.91
  • P/E forward:
  • P/E trailing 12m high: 57.76
  • P/E trailing 12m low: 28.63
  • P/S trailing 12 month: 1.62
  • EV/S trailing 12 month:
  • P/B trailing 12 month: 1.48
  • PEG ratio:
  • Free Cash Flow Yield (FCF/EV):
Shorts:
  • Shares Short: 227,220
  • Shares Short Prev Month: 233,980
  • Days to Cover: 3.81
  • Short Percent Float: 1.19 %
  • Short Percent Outstanding: 1.00 %
Ownership:
  • Percent Insiders: 10.52 %
  • Percent Institutions: 80.11 %
Margins:
  • Gross Profit Margin ttm: 26.00 %
  • EBITDA Margin ttm: 40.00 %
  • Operating Margin ttm: -6.76 %
  • Net Income Margin ttm: 3.00 %
Target Prices:
  • Target Price High: 27 USD
  • Target Price Low: 25 USD
  • Target Price Mean: 25.83 USD
  • Number of Analysts: 6
Key Prices:
  • 52 Week High: 26.23
  • 52 Week Low: 13
  • 50 Day Moving Average: 24.89
  • 200 Day Moving Average: 22.04
Dividends:
  • Trailing Dividend yield:
  • Forward Dividend yield:
  • Payout Ratio:
  • Ex-Dividend date: None
Current Quarter Estimates:
  • Current Quarter EPS estimate: 0.43 ~ 0.46 (2021-09-30)
  • Current Quarter revenue estimate: 149.57M ~ 157.20M
  • Median revenue growth YoY estimate: 63.65%
As of: 2021-10-17
Next Quarter Estimates:
  • Login to see the next quarter estimates
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Analyst Consensus:
OPRT - Oportun Financial Corporation Analyst Opinions
Target high: 27 USD
Target low: 25 USD
Average: 25.83 USD based on 6 analysts as of 2021-10-02

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Analyst Trends:
OPRT - Oportun Financial Corporation Analyst Trends
Target high: 27 USD
Target low: 25 USD
Average: 25.83 USD based on 6 analysts as of 2021-10-02
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Website Ranking Analysis:
OPRT - Oportun Financial Corporation Website Ranking Analysis
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Google Trends Analysis:
OPRT - Oportun Financial Corporation Google Trends Analysis
Keyword: Oportun Financial
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Employees Analysis:
OPRT - Oportun Financial Corporation Employees Analysis
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Institution & Insiders Analysis:
OPRT - Oportun Financial Corporation Ownership Analysis
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Debt & Cash Analysis:
OPRT - Oportun Financial Corporation Cash Analysis (unit: milllion)
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Short Analysis:
OPRT - Oportun Financial Corporation  Short Analysis
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Margins and Revenue:
OPRT - Oportun Financial Corporation Revenue and Margins Analysis
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Income Statement Analysis:
OPRT - Oportun Financial Corporation Income Statement
Unit: (milllion USD)2020Q32020Q42021Q12021Q2
Qtr Revenue93.73114.62110.24120.19
Rev Growth yoy-17.81 %-12.42 %36.78 %160.63 %
Cost of Revenue0000
Gross Profit0114.6200
Gross Profit Mgn0 %100 %0 %0 %
Research and Development0000
Selling & Marketing Expense20.6323.8523.8923.75
General & Administrative Expense80.9376.1082.3786.64
Interest Expense13.4113.4913.5012.16
Operating Expense0.00126.000.000.00
Operating Income00.2000
Operating Mgn0 %0.17 %0 %0 %
Net Income-6.058.513.027.25
Net Income Mgn-6.45 %7.43 %2.74 %6.03 %
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Earnings Estimate Analysis:
OPRT - Oportun Financial Corporation EPS Estimates
Current Qtr Estimate (dashed line): 0.44
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Cashflow Analysis:
OPRT - Oportun Financial Corporation Cashflow Statement
Unit: (million)2020Q32020Q42021Q12021Q2
Operating Cashflows45.3913.4618.1635.68
Financing Cashflows-105.6794.64-12.55205.24
Investing Cashflows25.80-102.998.99-66.14
Total Capital Expenditures5.806.506.527.45
Changes In Cash-43.645.1114.59-30.45
Free Cash flow39.596.9711.6328.23
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