VEL - Velocity Financial, Inc trade ideas

Fundamentals:
Basic Info:
  • Market Cap: 404.17M
  • Exchange: NYSE
  • Shares Float: 3,606,400
  • Shares Outstanding: 32,282,300
  • Number of Employees: 175
  • Book value per share: 11.34
Advanced Info:
  • ROE ttm: 8.36 %
  • ROA ttm: 1.16 %
  • Beta:
  • EPS: 0.964
  • Debt Ratio ttm: 0.86
  • Debt / Equity Ratio ttm: 8.33
  • Payout Ratio ttm:
Cash Ratios:
  • Cash Ratio ttm:
  • Current Ratio ttm:
  • Quick Ratio ttm:
Key Ratios:
  • P/E trailing 12 month: 15.6
  • P/E forward:
  • P/E trailing 12m high: 17.19
  • P/E trailing 12m low: 5.16
  • P/S trailing 12 month: 5.52
  • EV/S trailing 12 month:
  • P/B trailing 12 month: 1.79
  • PEG ratio:
  • Free Cash Flow Yield (FCF/EV):
Shorts:
  • Shares Short: 150,140
  • Shares Short Prev Month: 164,050
  • Days to Cover: 8.73
  • Short Percent Float: 4.16 %
  • Short Percent Outstanding: 1.00 %
Ownership:
  • Percent Insiders: 39.99 %
  • Percent Institutions: 80.67 %
Margins:
  • Gross Profit Margin ttm: 39.00 %
  • EBITDA Margin ttm:
  • Operating Margin ttm: 45.30 %
  • Net Income Margin ttm: 35.00 %
Target Prices:
  • Target Price High: 17 USD
  • Target Price Low: 14 USD
  • Target Price Mean: 15.25 USD
  • Number of Analysts: 4
Key Prices:
  • 52 Week High: 13.8
  • 52 Week Low: 4.14
  • 50 Day Moving Average: 12.87
  • 200 Day Moving Average: 11.74
Dividends:
  • Trailing Dividend yield:
  • Forward Dividend yield:
  • Payout Ratio:
  • Ex-Dividend date: None
Current Quarter Estimates:
  • Current Quarter EPS estimate: 0.17 ~ 0.21 (2021-09-30)
  • Current Quarter revenue estimate: 21.50M ~ 21.50M
  • Median revenue growth YoY estimate: 31.94%
As of: 2021-10-17
Next Quarter Estimates:
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Latest News:
Form 8-K Velocity Financial, Inc. For: Oct 08StreetInsider.com2021-10-08 10:05:34 EDT
Form S-3/A Velocity Financial, Inc.StreetInsider.com2021-09-01 21:14:19 EDT
Bear of the Day: Fastly (FSLY)Nasdaq2021-08-12 10:20:00 EDT
3 Mortgage & Related Services Stocks to Battle Industry WoesZacks Investment Research2021-06-30 11:48:10 EDT
4 Breakout Stocks You Must Add Right Away to Your PortfolioZacks Investment Research2021-06-30 11:48:04 EDT
Velocity Financial (VEL) Soars 36.6%: Is Further Upside Left in the St...Zacks Investment Research2021-05-10 09:01:20 EDT
Velocity Financial (VEL) Moves 6.1% Higher: Will This Strength Last?Zacks Investment Research2021-03-03 08:21:07 EDT
Velocity Financial Inc.Wall Street Journal2021-01-28 16:00:00 EDT
Velocity Financial IncBloomberg2021-01-27 16:00:00 EDT
Velocity Financial Inc Ordinary Shares VELMorningstar%2c Inc.2021-01-14 16:00:00 EDT
News for Velocity Financial Inc Registered ShsBusiness Insider2020-11-28 14:31:00 EDT
Velocity Financial: 3Q Earnings SnapshotAssociated Press2020-11-11 13:33:00 EDT
Velocity Financial EPS misses by $0.03, beats on revenueSeeking Alpha2020-11-11 13:20:00 EDT
Velocity Financial Inc Registered Shs OutperformBusiness Insider2020-11-01 16:56:00 EDT
Velocity Financial, Inc. (VEL)YAHOO!2020-09-27 17:00:00 EDT
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Income Statements:
VEL - Velocity Financial, Inc Income Statement
Unit: (thousand USD)2018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q2
Qtr Revenue11879.0010689.0013586.0011878.0012541.0016258.0014829.0039910.0016295.0020928.0013495.000
Rev Growth yoy % % %-0.51 %5.57 %52.10 %9.15 %236.00 %29.93 %28.72 %-9.00 %-100.00 %
Cost of Revenue00000001754.000000
Gross Profit000000038156.00020928.0000
Gross Profit Mgn0 %0 %0 %0 %0 %0 %0 %95.61 %0 %100 %0 %NaN %
Research and Development000000000000
Selling & Marketing Expense0.000.000.000.000.000.000.000.000.000.000.000.00
General & Administrative Expense4125.009191.004344.004199.004081.0010180.005497.006899.006107.004559.005649.000.00
Interest Expense19756.0021143.0022415.0023677.0025669.0026759.0029190.0024260.0023342.0028182.00
Operating Expense0.000.000.000.000.000.000.0012040.000.0045.570.0010650.00
Operating Income000000026116.0006.3202432.00
Operating Mgn0 %0 %0 %0 %0 %0 %0 %65.44 %0 %0.03 %0 %Infinity %
Net Income3318.001955.004695.003535.003880.005182.002579.002141.003481.009576.003396.009453.00
Net Income Mgn27.93 %18.29 %34.56 %29.76 %30.94 %31.87 %17.39 %5.36 %21.36 %45.76 %25.16 %Infinity %
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Cashflow Statements:
VEL - Velocity Financial, Inc Cashflow Statement
Unit: (million)2018Q32018Q42019Q12019Q22019Q32019Q42020Q12020Q22020Q32020Q42021Q12021Q2
Operating Cashflows15.57-51.4339.61-30.41-86.40-28.141.3722.3713.6217.5310.4210.47
Financing CashflowsNaNNaNNaNNaNNaNNaN35.28-72.74-73.77-38.6750.1883.94
Investing CashflowsNaNNaNNaNNaNNaNNaN-52.0654.7770.6414.40-53.66-85.99
Total Capital Expenditures-0.36-0.48-0.34-0.56-0.60-0.500.630.060.040.000.050.05
Changes In CashNaNNaNNaNNaNNaNNaN-15.422.143.489.586.959.95
Free Cash flow15.21-51.9139.27-30.96-87.00-28.650.6222.0913.338.2110.3720.79
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Balance Sheets:
VEL - Velocity Financial, Inc Balance Sheet
Unit: (milllion)2020Q12020Q22020Q32020Q42021Q12021Q2
Total Assets2257.352187.052126.872102.872164.842267.61
Intangible Assets0.000.000.000.000.000.00
Goodwill0.000.000.000.000.000.00
Current Assets45.5345.8363.6885.5898.17101.26
Current Cash7.659.8019.2113.2720.4327.74
Account Receivables37.8836.0344.4771.0477.7373.52
Inventory0.000.000.000.000.000.00
Total Liabilities2006.921891.021827.111793.291851.371944.14
Account Payables0.000.000.000.000.000.00
Short Term Debt297.54160.8019.5475.92203.31151.87
Long Term Debt1948.331835.091765.251654.001583.051722.22
Current Ratio0.340.350.470.620.500.43
Debt Ratio0.990.910.840.820.830.83
Debt/Equity Ratio8.979.698.517.887.998.03
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Latest Posts:
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Velocity Financial, Inc
(NYSE:VEL)
Velocity Financial, Inc

Velocity Financial, Inc. operates as a real estate finance company in the United States. The company primarily originates and manages investor loans secured by 1-4 unit residential rental and small commercial properties. It offers its products through a network of independent mortgage brokers. The company was founded in 2004 and is headquartered in Westlake Village, California.
CEO: Christopher D. Farrar
Sector: Financial Services
Industry: Mortgage Finance
Full Time Employees: 175
Next Earnings Date: 2021-11-04
Keywords: velocity financial
Stock Price:
VEL - Velocity Financial, Inc Stock Price
Basic Info:
  • Market Cap: 404.17M
  • Exchange: NYSE
  • Shares Float: 3,606,400
  • Shares Outstanding: 32,282,300
  • Number of Employees: 175
  • Book value per share: 11.34
Advanced Info:
  • ROE ttm: 8.36 %
  • ROA ttm: 1.16 %
  • Beta:
  • EPS: 0.964
  • Debt Ratio ttm: 0.86
  • Debt / Equity Ratio ttm: 8.33
  • Payout Ratio ttm:
Cash Ratios:
  • Cash Ratio ttm:
  • Current Ratio ttm:
  • Quick Ratio ttm:
Key Ratios:
  • P/E trailing 12 month: 15.6
  • P/E forward:
  • P/E trailing 12m high: 17.19
  • P/E trailing 12m low: 5.16
  • P/S trailing 12 month: 5.52
  • EV/S trailing 12 month:
  • P/B trailing 12 month: 1.79
  • PEG ratio:
  • Free Cash Flow Yield (FCF/EV):
Shorts:
  • Shares Short: 150,140
  • Shares Short Prev Month: 164,050
  • Days to Cover: 8.73
  • Short Percent Float: 4.16 %
  • Short Percent Outstanding: 1.00 %
Ownership:
  • Percent Insiders: 39.99 %
  • Percent Institutions: 80.67 %
Margins:
  • Gross Profit Margin ttm: 39.00 %
  • EBITDA Margin ttm:
  • Operating Margin ttm: 45.30 %
  • Net Income Margin ttm: 35.00 %
Target Prices:
  • Target Price High: 17 USD
  • Target Price Low: 14 USD
  • Target Price Mean: 15.25 USD
  • Number of Analysts: 4
Key Prices:
  • 52 Week High: 13.8
  • 52 Week Low: 4.14
  • 50 Day Moving Average: 12.87
  • 200 Day Moving Average: 11.74
Dividends:
  • Trailing Dividend yield:
  • Forward Dividend yield:
  • Payout Ratio:
  • Ex-Dividend date: None
Current Quarter Estimates:
  • Current Quarter EPS estimate: 0.17 ~ 0.21 (2021-09-30)
  • Current Quarter revenue estimate: 21.50M ~ 21.50M
  • Median revenue growth YoY estimate: 31.94%
As of: 2021-10-17
Next Quarter Estimates:
  • Login to see the next quarter estimates
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Analyst Consensus:
VEL - Velocity Financial, Inc Analyst Opinions
Target high: 17 USD
Target low: 14 USD
Average: 15.25 USD based on 4 analysts as of 2021-10-02

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Analyst Trends:
VEL - Velocity Financial, Inc Analyst Trends
Target high: 17 USD
Target low: 14 USD
Average: 15.25 USD based on 4 analysts as of 2021-10-02
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Website Ranking Analysis:
VEL - Velocity Financial, Inc Website Ranking Analysis
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Google Trends Analysis:
VEL - Velocity Financial, Inc Google Trends Analysis
Keyword: Velocity Financial
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Employees Analysis:
VEL - Velocity Financial, Inc Employees Analysis
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Institution & Insiders Analysis:
VEL - Velocity Financial, Inc Ownership Analysis
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Debt & Cash Analysis:
VEL - Velocity Financial, Inc Cash Analysis (unit: milllion)
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Short Analysis:
VEL - Velocity Financial, Inc  Short Analysis
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Margins and Revenue:
VEL - Velocity Financial, Inc Revenue and Margins Analysis
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Income Statement Analysis:
VEL - Velocity Financial, Inc Income Statement
Unit: (thousand USD)2020Q32020Q42021Q12021Q2
Qtr Revenue16295.0020928.0013495.000
Rev Growth yoy29.93 %28.72 %-9.00 %-100.00 %
Cost of Revenue0000
Gross Profit020928.0000
Gross Profit Mgn0 %100 %0 %NaN %
Research and Development0000
Selling & Marketing Expense0.000.000.000.00
General & Administrative Expense6107.004559.005649.000.00
Interest Expense24260.0023342.0028182.00
Operating Expense0.0045.570.0010650.00
Operating Income06.3202432.00
Operating Mgn0 %0.03 %0 %Infinity %
Net Income3481.009576.003396.009453.00
Net Income Mgn21.36 %45.76 %25.16 %Infinity %
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Earnings Estimate Analysis:
VEL - Velocity Financial, Inc EPS Estimates
Current Qtr Estimate (dashed line): 0.19
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Cashflow Analysis:
VEL - Velocity Financial, Inc Cashflow Statement
Unit: (million)2020Q32020Q42021Q12021Q2
Operating Cashflows13.6217.5310.4210.47
Financing Cashflows-73.77-38.6750.1883.94
Investing Cashflows70.6414.40-53.66-85.99
Total Capital Expenditures0.040.000.050.05
Changes In Cash3.489.586.959.95
Free Cash flow13.338.2110.3720.79
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